What is my car accident case worth?
Anyone quoting you a number without seeing your records and knowing the coverage is guessing.
What determines value. The nature and permanency of the injury. Total medical costs, past and future. Lost income and any reduction in earning capacity. The effect on daily life. Comparative fault. The venue. And, frequently the binding constraint, the available insurance coverage.
That last item dominates more often than people expect. Florida doesn't generally require bodily injury liability coverage. A catastrophic injury caused by a driver with no BI coverage and no UM on your side produces very little, regardless of how serious it was.
Which is why the first useful question isn't what it's worth — it's what coverage exists. You can compel a sworn disclosure of the at-fault driver's limits with a written request, answered within 30 days.
What changed in 2023 also matters: for bills already paid, juries hear amounts paid rather than billed.
Find out the policy limits first. That number frames everything else. ---
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