What should I do right after a car accident in Florida?
In order:
Call the police. Florida requires reporting a crash involving injury, death, or at least $500 in property damage. If no officer investigates, you must file a written report yourself within 10 days.
Get checked out. Even if you feel fine. Florida's no-fault system requires initial medical care within 14 days or you lose your PIP benefits entirely — covered separately, and it's the deadline most people miss.
Photograph everything. Both vehicles from multiple angles, the position of the cars, skid marks, debris, traffic controls, road conditions, and any visible injuries.
Exchange information — name, license, insurance, plate, and contact details. Get the same from any witness.
Say very little about fault. Not to the other driver, not on the phone with an adjuster.
Don't sign anything from an insurer at the scene or in the days after.
Two things people skip that matter: identifying nearby cameras, and writing down what happened while it's fresh.
Photograph more than you think you need. You can't go back for it. ---
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