Do I get a rental car while mine is repaired?
Loss of use is a recognized element of a property damage claim, so the at-fault insurer generally covers a reasonable rental during repairs.
The practical problems.
Liability has to be accepted before the at-fault insurer will authorize a rental. In a disputed case, that can take days or weeks, during which you have no vehicle.
There are limits. A daily rate cap, and a duration limited to reasonable repair time — not however long the shop actually takes.
Total loss cases are shorter. Rental coverage typically ends a defined period after the total loss offer is made, not when you've found a replacement.
Your own rental coverage avoids the delay if you have it, and you can pursue reimbursement afterward.
Class matters. The insurer covers a comparable vehicle, not an upgrade.
Keep every receipt including rideshare and alternative transportation while a rental is being arranged. Those are recoverable too.
Check whether your own policy has rental coverage. It avoids the argument. ---
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