How long does it take to get my settlement check?

The sequence, once terms are agreed:

The release is prepared, reviewed, and signed. Days to a couple of weeks depending on how quickly the terms are papered.

The insurer issues the check. Commonly two to four weeks after receiving the signed release, though this varies.

The check is deposited into the attorney's trust account and must clear.

Liens are resolved. This is where time actually goes. Medical providers, health insurers, Medicare, and Medicaid all have to be identified, negotiated where possible, and paid. Government liens in particular take time.

Disbursement follows, with a written statement showing the settlement amount, fees, costs, each lien paid, and your net.

Total: often six to ten weeks, longer where a government lien is involved.

What speeds it up: identifying every lien early rather than after settlement.